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***Amazing Opportunity to own not one but 2 properties and 3 separate units in downtown!!*** This could be a perfect rental or Family home! Property consists of both 93 and 95 Keith St. with a single family home consisting of 2 beds and 1 bath on 95 and a duplex located consisting of a 3/2 and a 2/1 on 93. Both properties have been completely updated with newer wiring, plumbing, finishes and roofs. You could rent out all 3 units, live in 1 and rent the others or even turn this into a family compound. All of this and you are downtown in flood zone X. walk to all the downtown attractions and never worry about finding parking. Currently earning $94, 860 on long term and AIRDNA shows STR income projection at $150, 000. Home comes turn key and furnished, TV's, beds all the way down to silverware. Since Purchase Owners have had both properties treated and have added Termite Bonds to both. All 3 units have been fully furnished. Plumbing lines were all hot pressure cleaned. Had additional curb cut permitted and installed. Grass and invasive plants removed(with permits) from property and front yard pavers were added to accommodate parking. Washer and dryer was moved inside from back yard. Exterior was painted, Stairs and Porches. Paver base also added in backyard.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,119,920 | $1,119,920 | $1,119,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.002% | 6.936% |
Monthly Tax Payment | $1,591 | $1,591 | $1,591 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,545 | $7,357 | $9,910 |
Total Monthly Payment | $9,261 | $9,073 | $11,626 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.