Start living your dream in this 3 Bedroom, 2 Bath Contemporary Raised Ranch in Pruchnik Estates, complete with private beach rights. The open floor plan allows for the Living Room to flow into the Dining Room, and then into a 20x14 Sunroom with Cathedral Ceiling. The addition of the Deck off the side of the Sunroom, makes this home a great space for entertaining. Trapezoid Windows are located in the Dining Room and Sunroom. The Sunroom has 5 Sliders, which are perfect for a possible Deck off the back of the home. The Kitchen with laminate flooring, and Breakfast Bar, is the perfect location to contemplate the day's events over a freshly brewed cup of coffee. The Primary Bedroom is spacious, complete with a full bath. 2 other Bedrooms with a full bath complete the main level floor plan. The lower level Family Room is a great space for game night, complete with a Pellet Stove. A Laundry Room and access to a 2 Car Garage complete the lower level floor plan. Wall-Wall Carpeting is throughout the Home. Some of the exciting features of this Home include a 3 year old Roof, Solar Panels, 200 Amp Service, newer Garage Doors, and a Shed. This is a beautiful area to walk in. Down the road is gorgeous farm land, yet your are 10 mins to the charming town of New Milford, complete with a movie theater, restaurants, a Town Green, access to Town and State Parks, and access to Candlewood Lake. New Septic to be installed by Closing.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Wall/Wall Carpet | 10.0 x 13.0 | Main |
Bedroom 2 | Wall/Wall Carpet | 9.0 x 10.0 | Main |
Dining Room | Sliders,Wall/Wall Carpet | 10.0 x 14.0 | Main |
Family Room | Pellet Stove,Wall/Wall Carpet | 15.0 x 23.0 | Lower |
Kitchen | Breakfast Bar,Ceiling Fan,Laminate Floor | 11.0 x 14.0 | Main |
Living Room | Ceiling Fan,Wall/Wall Carpet | 13.0 x 14.0 | Main |
Primary Bedroom | Full Bath,Wall/Wall Carpet | 13.0 x 14.0 | Main |
Sun Room | Balcony/Deck,Ceiling Fan,Sliders,Wall/Wall Carpet | 12.0 x 20.0 | Main |
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Matthew.DeMaria@raveis.com
NMLS Mortgage Loan Originator ID 147983
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $422 | $422 | $422 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,287 | $2,228 | $2,874 |
Total Monthly Payment | $2,784 | $2,725 | $3,371 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.