Experience the perfect blend of privacy and convenience at 6 Morningside. This charming home is nestled on nearly 1. 5 acres of lush, mature landscaping, yet is just a quick drive to Metro North, the Taconic Parkway, North State Road, and a variety of restaurants and shops. step inside and discover a warm and inviting atmosphere featuring hardwood floors throughout, a wood burning fireplace, and central air. The kitchen is a true highlight, with its exposed brick walls adding a touch of character and raw charm. A large kitchen window overlooks the beautiful rear garden, perfect for hosting outdoor gatherings. This home was meant to entertain friends and family, there is both a front and rear porch, a garden patio and side portico with white columns , an effortless transition between lively gatherings and times of solitude. Additional features include laundry room on the first floor, two full bathrooms, and generously sized rooms. Built by a builder for his family, this home boasts quality craftsmanship that is all too rare today. This house is completed by a 2-car garage, a walk out lower level that can be used for storage, extra space, and gives you the ability to expand your living space if needed. This well maintained home is move-in ready! Annual STAR is $1920, if applicable. Walk to Ryder Park with three ball fields, picnic pavilion, basketball courts, tennis, pickleball, walking trails and playground.
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $1,341 | $1,341 | $1,341 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,561 | $3,557 | $4,589 |
Total Monthly Payment | $4,994 | $4,990 | $6,022 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.