RARELY AVAILABLE DIRECT WATERFRONT YEAR-ROUND HOME on gorgeous LAKE HAYWARD! Being situated dead center on the lake provides spectacular views in all four seasons - wake up to the morning sun rising over the lake. With 50 foot lake frontage one can enjoy kayaking, fishing, paddle boarding, sailing, swimming and more right from your own dock. This 2 Bedroom Lake House offers an attached garage and abundant storage space. The Kitchen with stainless steel appliances is open to the Dining area and Living Room making it perfect for living and entertaining. The spacious 3 Season Room opens to the deck to further create an inviting environment to take in the breathtaking water views. Make your way down to the tranquil water on a lovely stone walkway (not steep!) and rest/picnic/play on the grassy area where there is plenty of room to store your kayak and dock. The Property Owners Association of Lake Hayward (POALH) is a tax district within the Town of East Haddam. Currently $437 is paid ANNUALLY for the maintenance and use of 3 private beaches, pavilion, and tennis courts making it feel like every day is a vacation! Other wonderful features of this home include furnace (2020), newer windows, patio in backyard, and workbench in lower level. Just 2 hours to NYC and Boston. Near Goodspeed Opera House, Gillette Castle, Devil's Hopyard State Park, golf courses, Casinos, Connecticut shoreline, and so much more. A rare opportunity to own your own piece of paradise!
Type | Description | Level |
---|---|---|
Bedroom 1 | Main | |
Kitchen | Ceiling Fan | Main |
Living Room | Main | |
Primary Bedroom | Ceiling Fan | Main |
Sun Room | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $299 | $299 | $299 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,743 |
Total Monthly Payment | $2,502 | $2,500 | $3,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.