This colonial home stands as a testament to timeless elegance and modern convenience. Nestled in a serene neighborhood, this three-bedroom home is a perfect blend of classic charm and contemporary luxury. The front door opens into a spacious foyer. To the right, the living room welcomes guests with its refined ambiance, perfect for hosting gatherings and holiday's. The formal kitchen is a chef's dream, equipped with custom cabinets providing ample storage for all culinary tools and ingredients. The centerpiece is a large island, ideal for meal prep and casual breakfasts. The kitchen flows seamlessly into the open-concept den/dining room, an inviting space filled with natural light streaming through sliding glass doors. These doors lead to a sprawling deck, a haven for summer barbecues and peaceful morning coffees, overlooking a lush garden. The living room, with its wood burning fireplace, offers a cozy retreat on chilly evenings. The adjoining library/office, lined with rich mahogany shelves, provides a sanctuary for reading or working from home. The home is warmed by a sophisticated five-zone heating system, ensuring every room is comfortable throughout the year. Upstairs, the master suite is a private oasis. It features a luxurious Jacuzzi tub, promising relaxing baths after long days. Two additional bedrooms offer ample space, each designed with comfort in mind. The attic, running the full length of the house, is accessible via a staircase and offers endless possibilities for storage or future expansion. The basement is partially finished, with a workshop for tinkering and crafting, a wine cellar for storing prized vintages, and a utility room with a washer and dryer. A playroom provides a perfect space for entertaining, while the unfinished half is perfect for future customization. Very convenient to all, with close proximity to downtown shopping, buses, trains, beaches, and parks. Whether enjoying a leisurely day at the beach or catching a quick train into the city, the residents of this beautiful home have the best of both worlds at their fingertips. The house also boasts an 18-year-old roof, 2-car garage detached, a private driveway, and meticulously maintained interiors, and awaits new memories to be created within its walls. Make this your next house. Low taxes. . .
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,822 | $599,822 | $599,822 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,042 | $1,042 | $1,042 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,991 | $3,987 | $5,058 |
Total Monthly Payment | $5,125 | $5,121 | $6,192 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.