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Welcome to the quaint Beacon NY! This charming 4-bedroom colonial that is waiting for your personal touches! This home is nestled in a quiet neighborhood. As you approach the property, you are greeted by a picturesque facade with classic colonial featuring a stone front. Upon entering the home, you will find spacious rooms with high ceilings, original hardwood floors that help showcase the home's potential. The layout includes a cozy living room with a brick fireplace, a formal dining room for entertaining guests, and a kitchen with ample space for creating your dream culinary space. The second-floor features four bedrooms, each with its own character and charm, offering plenty of room for a growing family or guests. The large windows throughout the home allow for abundant natural light, creating a warm and inviting atmosphere, let's not forget the full basement that offers even more space Outside, the property boasts a generous backyard with the potential for a lush garden or outdoor entertainment space. This fixer-upper presents a unique opportunity for those with a passion for renovation and a love for h homes. With some renovation work and personal touches, this colonial gem could become the perfect home with modern convenience. Don't miss the chance to make this house your own and create a home filled with character and new! There is also a Generac whole house generater in place!!!
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Our Executive Mortgage Banker:
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$479,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $383,200 | $383,200 | $383,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.538% |
Monthly Tax Payment | $1,061 | $1,061 | $1,061 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,549 | $2,547 | $3,286 |
Total Monthly Payment | $3,685 | $3,683 | $4,422 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.