This first-floor jacuzzi villa unit is located in a sought-after building with an east-facing orientation, providing easy beach access. The property is fully furnished and move-in ready, with a new washer and dryer for added convenience. Updated kitchen and bathrooms Kitchen and wet bar feature granite countertops, and the reconfigured primary bedroom includes a large owner's closet for ample storage. St. Augustine Ocean & Racquet Club is a centrally located community with two beach access points, two pools (one heated), four tennis courts, a bocce court, shuffleboard court, and five heated spas. Residents can enjoy grills, a pickleball court, and 24-hour security. The HOA covers water, sewer, trash, cable TV, internet, maintenance, and a master policy. Pets are allowed with restrictions, This villa unit a perfect primary home 2nd home. A minimum stay of three nights, makes it a great short-term rental perfect for investors seeking a profitable vacation rental. (see rental history)
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$409,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $327,200 | $327,200 | $327,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $363 | $363 | $363 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,177 | $2,175 | $2,759 |
Total Monthly Payment | $2,615 | $2,613 | $3,197 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.