579 Lucerne BOULEVARD, Winter Haven, FL, 33881 | $285,000

Do not miss the opportunity to own this charming home located in a LOW HOA and NO CDD community! This home has it all! SOLAR PANELS WILL BE PAID OFF AT CLOSING, meaning your electricity bill could be from $0-$30 a month. This floor plan makes this cozy residence a comfortable family home. Featuring 3 bedrooms, 2 bathrooms and an OPEN CONCEPT great for entertainment and family gatherings. CERAMIC TILE THROUGHOUT the entire house, NO CARPET! Enjoy cooking your favorite meals in this comfortable kitchen that features an ISLAND, STAINLESS STEEL APPLIANCES and a SPACIOUS PANTRY. The Master Suite is completely separate from the other two rooms offering the privacy that you deserve. LAUNDRY with WASHER and DRYER INCLUDED! RAIN GUTTERS in the front of the house. A WATER SOFTENER SYSTEM is also INCLUDED! Lakes at Lucern Park is conveniently located close to restaurants, shopping, grocery stores, US 27, Disney, I-4 and much more. . . CALL TODAY to schedule a showing!

Features

  • Rooms: 3
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Closet
  • Year Built: 2017
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,490
  • Acreage: 0.11
  • Est. Taxes: $1,755
  • HOA Fee: $143 Quarterly
  • Pet Policy: Yes
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
  • MLS#: S5106173
  • Days on Market: 136 days
  • Website: https://www.raveis.com
    /prop/S5106173/579lucerneboulevard_winterhaven_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/10/2024 1:17:11 PM)
Listing courtesy of EMPIRE NETWORK REALTY   Phone: 407-440-3798

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

579 Lucerne BOULEVARD, Winter Haven, FL, 33881

$285,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $228,000 $228,000 $228,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.875% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.551% 7.042% 6.160%
Monthly Tax Payment $146 $146 $146
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,517 $1,498 $1,923
Total Monthly Payment $1,738 $1,719 $2,144

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.