This SPECTACULAR home is a TIMELESS TREASURE nestled in the heart of Palm Harbor, FL. Built in 1925, this distinguished three-story residence harmoniously combines historic charm with modern conveniences, offering an exquisite living experience.
Boasting four bedrooms, two full bathrooms, and two half bathrooms, a sitting room and an entire 3rd floor with 4 additional rooms and one of the half bathrooms that can be converted into a full bathroom! This expansive home is set on a double lot that is completely fenced in, ensuring privacy and security. The exterior exudes classic elegance with its charming architectural details.
Step inside the vestibule to be greeted by a warm and welcoming interior, featuring a glass chandelier and mosaic tiled floors, natural hardwood floors, intricate moldings, and an abundance of natural light. The main level offers a gracious living room with a wood-burning fireplace, perfect for cozy gatherings during cooler evenings. Adjacent to the living room is a sitting/bar area, ideal for entertaining guests.
The spacious kitchen is a chef's delight, equipped with modern Zline appliances, and ample cabinetry. Adjacent to the kitchen is a lovely dining room with a wood burning fireplace and original french doors for privacy. There is also a half bath on the first floor for convenience.
Ascend to the second floor to discover the serene master suite, complete with an en-suite bathroom and large sitting room with surrounding windows for lots of natural light. Three additional bedrooms and a second full bathroom on this level provide comfortable accommodations for family and guests.
The third floor unveils a hidden gem—a huge game room in the attic. This versatile space is perfect for recreational activities, a home theater, or an expansive home gym. Additionally, a half bath plus two more flex rooms on this level provide further customization options to suit your lifestyle needs. You can see the Gulf of Mexico from the 3rd floor window.
Outdoor living is a delight with the expansive fenced-in yard, offering plenty of space for gardening, outdoor games, the optional chicken coop, park your boat, RV or simply relaxing in the sunshine. The attached drive through carport provides sheltered parking and additional storage space. This property is on a double lot and is zoned for two dwellings to add a detached living suite and a swimming pool if desired.
Located close to the Pinellas Trail and downtown Palm Harbor, this home offers the best of both worlds—peaceful suburban living with easy access to recreational activities, vibrant community amenities and restaurants. THIS HOME IS NOT IN A FLOOD ZONE.
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $868,000 | $868,000 | $868,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.250% | 6.250% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.371% | 6.372% | 6.182% |
Monthly Tax Payment | $449 | $449 | $449 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,344 | $5,344 | $7,325 |
Total Monthly Payment | $5,918 | $5,918 | $7,899 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.