PRICE REDUCED! Experience beach living with this 2016 built Jax Beach townhome-style condo with 3 bedrooms and 2. 5 baths + an oversized attached garage that is only 5 blocks to the beach! The 1st floor features a large open floorplan with the kitchen overlooking the dining and living room, all with wood look tile, making this home perfect for entertaining or day to day living. The gleaming U-shaped kitchen offers lots of counterspace and includes stainless steel appliances, soft closing white shaker cabinetry, contrasting countertops with tile backsplash, and LOTS of storage including an oversized custom pantry. The private screened lanai off the kitchen is the perfect place to watch the sunrise with your morning coffee or spend a cool evening with your after dinner dessert. On the 2nd floor, the spacious primary ensuite includes a vaulted ceiling, two large closets, and a barn door that closes off a spa-like bathroom with dual sinks, spacious glass enclosed large shower with rainhead shower head, an oversized soaking tub, and open shelving for extra storage. The laundry room is conveniently located by the primary ensuite. Two secondary bedrooms with large closets provide ample room for kids, guests, or an office and den. The oversized 1 car + garage with epoxy covered flooring and a climate-controlled storage closet provides so much room for bikes, boards, and beach equipment. This townhome-style condo is one of a 4 unit low-rise complex nestled in a quiet neighborhood with many single family homes and no public parking. A rare find in Jax Beach! Ideal as a full-time residence, vacation home, or investment property with a 30-day minimum/3 times a year maximum rental requirement. Conveniently located to Beaches Town Center, Publix, Whole Foods, Mayo Clinic, and lots of restaurants and shops. *The Seller is offering to contribute towards buying down the buyer's interest rate, providing an excellent opportunity to secure more favorable financing terms. This incentive can significantly reduce monthly mortgage payments for this lovely coastal townhome style condo. * Furnished photos are virtually staged.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $495,200 | $495,200 | $495,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 5.990% | 4.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.161% | 5.152% |
Monthly Tax Payment | $679 | $679 | $679 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,009 | $2,966 | $3,884 |
Total Monthly Payment | $3,780 | $3,737 | $4,655 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.