This stunning townhouse in the Oak Hill neighborhood presents an exceptional opportunity for its new owner. Boasting two floors of exquisite living space, this home showcases original Gumwood detailing which adds a timeless charm to the interior. The main level features a dine in kitchen area with newer tile flooring along with high-end Jenn Air stainless steel appliances, including a stove, refrigerator and dishwasher. Additionally, this level boasts coffered ceilings, a dining room with elegant French Doors, a beautiful well lit living room with built-in cabinets featuring antique glass doors and an impressive oversized wood mantle fireplace with hand carved details. Two generously sized bedrooms, a full bath and hardwood flooring complete the main level. Upstairs, the master suite awaits, offering vaulted ceilings, built-in shelving, two substantial walk-in closets, a full bath, an office area, with an abundance of natural light streaming through the numerous skylights. Outside enjoy your private, charming, southern style porch which overlooks the tranquil treelined wooded area across the street, a perfect spot for relaxation. The professionally landscaped grounds, including a recently fenced in backyard area, creates a quaint outdoor space. Located in one of Rhode Island's premier hidden gems, this Condo offers convenient access to highways, commute rails, and is just a short distance from Blackstone Boulevard, Hope Street, and the many Oak Hill shops & caf s.
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$449,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,600 | $359,600 | $359,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $481 | $481 | $481 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,392 | $2,390 | $3,083 |
Total Monthly Payment | $2,948 | $2,946 | $3,639 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.