Rare single family home located in the heart of prime Federal Hill/Broadway area. This home is SPACIOUS!. Offers an entry room, Dining room, Living room, 2 bedrooms, eat in kitchen, separate pantry room (laundry hookups available in this room) and a full bath all on the 1st floor. 2nd floor has 4 bedrooms (3 or very large), a 2nd full bathroom, a separate storage room and an attic staircase leading to the 3rd floor for even more extra storage. Full basement with a bulkhead. Laundry hookups also located in the basement if you choose to have your laundry machines in the basement instead of the 1st floor. There is a garage located on the property that does need work. The owner purchased the property as a multi property investment portfolio. The home has been rented for multiple years with a good rental history. Great for an investor or owner occupied. Taxes are based on the investor rate. Owner occupied buyer will get the homestead exemption tax rate. Property can also be purchased with 87 Sutton (3 family) as an option for the investor who wants to extend their portfolio. 87 Sutton is priced separately.
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Our Executive Mortgage Banker:
Our Insurance Division:
$449,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.375% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.512% | 6.273% | 5.248% |
Monthly Tax Payment | $634 | $634 | $634 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,245 | $2,187 | $2,844 |
Total Monthly Payment | $2,954 | $2,896 | $3,553 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.