Bathed in calm whites and neutrals, this designer-built waterfront home delivers a masterclass on organic luxury. Tucked into the pines of the Black Forest Club and just 90 miles to NYC. This architectural gem's cantilevered shape, modern and elevated, sits in a verdant clearing surrounded by wildflowers and artful rock gardens. A modern, stucco facade sets a soothing stage as you enter the home. The open plan main level is surrounded by walls of windows and soaring ceilings. The sunny living space is anchored by an efficient, wood burning stove, before flowing into a generous dining area with access to an expansive sundeck that wraps around to the front of the house. The chef's kitchen features Bertazzoni appliances, high end custom Italian cabinetry and natural quartzite countertops. The lower level houses three airy bedrooms, each with private access to the grounds. The en suite bathroom leans spa-like, with its soak tub and textures, while the second shared bathroom evokes a similar sentiment. The reading nook feels hand-carved out of the hallway tying each room together. Design elements throughout the home include limewash walls and plaster finishes, built-in shelving and rounded bullnose edges. The custom Italian cabinetry and high end German window package lend a sense of precision and poise. At the risk of overusing the word "custom", we can't emphasize enough the degree to which Whispering Pines is truly a handcrafted home. Built in 2024, the home's envelope features DIFS stucco siding and a standing seam metal roof. Design aficionados will recognize the complex architecture and engineering - a shape that began as a hand drawn idea and over many months became a reality. The indoor-outdoor connection is real, and you choose the degree to which you want to experience it. A 700 square foot sundeck, and a second, smaller but private deck, extend off of the main living space. Beautiful rock gardens are dotted around each exterior door, and a few steps further lead you to an oversized fire pit. Adirondack chairs perched on the hillside direct you further down to the riverfront, audible from the home and swimmable in summer months. For further adventuring, Whispering Pines is part of the Black Forest Club, a sought after private community offering residents exclusive access to 1, 100 acres of mapped hiking trails, swimming holes, stunning ravines, fishing, and four-season fun.
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $864,000 | $864,000 | $864,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
Monthly Tax Payment | $115 | $115 | $115 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,906 | $5,320 | $7,175 |
Total Monthly Payment | $5,146 | $5,560 | $7,415 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.