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Nestled in the sought-after community of Pearl River, this home embodies the essence of desirable Rockland County living. Beyond its charming facade lies a residence that transcends mere comfort and style. Step inside to experience a great sense of prideful ownership within this meticulously maintained home. This immaculate raised ranch boasts 3 bedrooms and 2 baths, that is both inviting and move-in ready. The updated kitchen is a masterpiece, featuring solid cabinetry, stainless steel appliances, and a cozy breakfast area perfect for enjoying those leisurely morning meals. Transitioning seamlessly to the bright and airy living and dining areas with hardwood floors and an open-concept layout that lends itself to effortless entertainment. Step outside through the sliding glass doors off the dining room or kitchen to a delightful deck, creating a seamless indoor-outdoor flow that sets the stage for memorable gatherings and socializing. The upper-level embraces three generously sized bedrooms, complemented by an updated bathroom. Heading down to the lower level, where a finished space awaits, offering versatility as an office, gym, or recreation area to suit your lifestyle needs. Completing the ensemble is a private laundry area, ensuring convenience and functionality for everyday living. The convenience of being near bustling shops, serene parks, and schools enhances the everyday living experience. Commuting is a breeze with a mere 5-minute drive to Metro North train station. This home is truly a sanctuary where comfort, style, and functionality converge to create a haven you'll never want to leave.
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Our Executive Mortgage Banker:
Our Insurance Division:
$724,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $579,999 | $579,999 | $579,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $1,016 | $1,016 | $1,016 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,859 | $3,855 | $4,973 |
Total Monthly Payment | $4,967 | $4,963 | $6,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.