**No storm damage! High and dry on 2nd floor!** Are you ready for easy, no maintenance living? This second floor, two bedroom, two bath condo in Enclave at St Petersburg has everything you need and is minutes away from local shops and restaurants. You can easily hop on the interstate or head down MLK or 4th St to get to countless shops and restaurants, including easy access to Downtown St Pete. It’s the absolute perfect location in the heart of North St Pete! With a huge shopping center featuring Target and Publix, as well as a beloved St Pete staple, Noble Crust, you’ll have everything right at your fingertips. Inside you’ll find a well-cared for unit that feels like home. Brand new a/c just installed July 2024 with a ten year warranty included, and brand new dishwasher installed October 2024! The two bedrooms and bathrooms are generous sizes and offer lots of storage. The kitchen, dining and living room has an open concept layout for easy entertaining and there is even a wood burning fireplace to make things feel cozy. There are several interior updates that include granite countertops, newer bathroom vanity, updated light fixtures, and interior paint. Step out to your own private, screened in patio and take in the peaceful setting of the community. At Enclave, there are lots of green spaces and ponds to enjoy the outdoors without having to leave the complex. You’ll also have access to the community pool, tennis and racquetball courts, clubhouse and fitness center. Two gates at the front and back of the community will make you feel safe and secure. Don’t miss your opportunity to start living that maintenance free lifestyle today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$220,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $176,000 | $176,000 | $176,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,201 | $1,170 | $1,509 |
Total Monthly Payment | $1,408 | $1,377 | $1,716 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.