Immerse yourself in the Florida lifestyle at this charming 3 bedroom, 2 bathroom home, located just a short distance from the beautiful sands of New Smyrna Beach. Situated on an oversized corner lot this home was renovated in 2013 adding a large family room with vaulted ceilings, master bath, oversized 1 car garage which has plenty of room for a golf cart to get you back and forth to the beach, shopping & many of the local New Smyrna Beach parks. Ample parking for all your toys, with one driveway in the front & one on the side plus hurricane impact windows. Refrigerator replaced in 2023 & home comes with a gas stove. Comes completely furnished & turnkey ready for you to start enjoying your summer now! Hurricane rated windows installed a few years ago. The split floor plan offers a spacious primary suite with an ensuite bath with plenty of storage spaces. Two additional bedrooms provide ample closet space and share a beautiful vintage-style bathroom with a tub/shower combo. New 3 ton A/C unit installed in 2023. Outside, the backyard courtyard awaits, perfect area for a hot tub, swim spa or just for relaxing. This beach home is ready for you to start enjoying the convenience of walkability not only to the beach but also to local hot spots, shopping and restaurants. Experience the essence of coastal living in this inviting retreat. Call now for a private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$625,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $500,000 | $500,000 | $500,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $223 | $223 | $223 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,327 | $3,323 | $4,287 |
Total Monthly Payment | $3,642 | $3,638 | $4,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.