A beautifully maintained home in highly desirable Japanese Gardens. Japanese Gardens is an active 55+ community situated in the perfect spot to enjoy Manasota Beach as well as downtown Englewood and Venice. This home as all the space you need for you and your guests. The main home is approximately 1200 sf with an addition along the size adding about 592 sf. The bonus room has closet space and could be converted into a bedroom. The kitchen has a breakfast bar, a pantry, and lots of storage! The living room and dining room share an open space with large built in cabinets. This home is NOT lacking storage! The living room has plantation shutters that allow just the right amount of light. The master bedroom has an en-suite bathroom with a walk-in closet. Your guests will feel comfortable in the guestroom with access to the guest bathroom. Some of the best features of this home are the outside living spaces! There is beautiful landscaping along with several outdoor patios and an outdoor shower. The extra large shed houses the washer and dryer, a refrigerator, and a utility sink.
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Our Executive Mortgage Banker:
Our Insurance Division:
$199,800
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,840 | $159,840 | $159,840 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $155 | $155 | $155 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,063 | $1,062 | $1,348 |
Total Monthly Payment | $1,292 | $1,291 | $1,577 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.