Welcome home! This cozy ranch is nestled on a quiet, non-through street on the east side of Meriden! Step into this charming home with 3 bedrooms and 1. 5 baths spread over 1026 square feet, featuring hardwood floors throughout and situated on nearly half an acre of a lightly wooded, level lot. Enjoy the benefits of central air conditioning, a newer roof, and a newer hot water heater, ensuring comfort and peace of mind. During the winter months, you can spend time by the fireplace in the living room and during the summer months you can step outside to your flagstone patio and enjoy the serene sounds of a small, babbling brook in the backyard, perfect for quiet, peaceful nights in the summertime. The lower level is unfinished with a walk-out basement, offering potential for additional living space or direct access to the backyard, ideal for outdoor gatherings and relaxation. Conveniently located near local amenities, schools, and major highways, this home provides for comfortable and serene living. Seller needs AT LEAST 90 day closing - longer is preferred.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 12.0 x 12.0 | Main |
Bedroom 2 | Hardwood Floor | 9.0 x 11.0 | Main |
Eat-In Kitchen | Laminate Floor | 11.0 x 15.0 | Main |
Full Bath | Tub w/Shower | Main | |
Living Room | Fireplace,Hardwood Floor | 13.0 x 15.0 | Main |
Primary Bedroom | Half Bath,Hardwood Floor | 12.0 x 13.0 | Main |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $239,200 | $239,200 | $239,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.841% | 7.159% | 6.518% |
Monthly Tax Payment | $421 | $421 | $421 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,591 | $1,590 | $2,051 |
Total Monthly Payment | $2,087 | $2,086 | $2,547 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.