Presented byGeiger Stern Team |
Welcome to this charming three-bedroom, two bathroom ranch home nestled on a 0. 28-acre lot in the coveted Ardsley School District. Built in 1956, this residence boasts a spacious open floor plan in the living area, perfect for modern living and entertaining. The sun-drenched living room invites you to relax and unwind, with ample natural light creating a warm and inviting atmosphere. The kitchen features easy access to a delightful deck, ideal for outdoor dining and enjoying the picturesque surroundings. The primary bedroom offers the luxury of an en-suite bathroom, providing a private retreat within the home. The walk-out lower level presents a fantastic opportunity for expansion, whether you envision a family room, home office, guest suite or in home gym. With endless possibilities for customization and updates, this home is a blank canvas ready for you to create your dream space. The expansive lot offers ample room for gardening, recreation, or future additions. Located in a highly sought-after neighborhood, this property combines the tranquility of suburban living with the convenience of nearby amenities and top-rated schools. Don't miss the chance to make this lovely ranch home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$650,000
Licensed Associate Real Estate Brokers
William Raveis Real Estate
Phone: 914.723.1331
TheGeigerSternTeam@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 302.293.7433
Brian.Shahwan@raveis.com
NMLS Mortgage Loan Originator ID 2166562
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $520,000 | $520,000 | $520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.282% | 6.623% |
Monthly Tax Payment | $1,642 | $1,642 | $1,642 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,503 | $3,503 | $4,494 |
Total Monthly Payment | $5,237 | $5,237 | $6,228 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.