936 Phyllis TERRACE, Port Charlotte, FL, 33948 | $265,000

Welcome to your tranquil oasis in the heart of Port Charlotte. This enchanting two-bedroom, two-bathroom home offers a harmonious blend of comfort and style. This HOME Features 2 Bedrooms - split plan, and 2 Bathrooms, with a 2 car garage and larger fenced rear yard.
The roof was recently replaced in 2023, providing peace of mind. The AC was updated in 2017 for optimal climate control. The living room/dining area is open and large and has French doors to the rear yard. The kitchen is galley style and has a modern farm style sink, faucet and has a convenient breakfast bar for a quick bite to eat. The Primary Bedroom is very spacious and inviting, offering a private sanctuary with a walk in closet complete with an owners safe. This room too offers French doors to the porch. The Master Bath is thoughtfully updated with dual sinks and beautiful walk in shower for a spa-like retreat. The second bedroom is on the other side of the home nestled behind a stylish barn door. Perfect for guests needing privacy, it also has a large walk in closet and bath with a tub/shower combo. The inside laundry room has plenty of additional cabinets for added convenience. The flooring, nearly throughout, is laminate wood, combining beauty and durability for the littles or your furry friends. The exterior, freshly painted, adds to the home's curb appeal. Need outdoor living? We've got that too! Relax on the expansive rear screened porch, complete with an added concrete apron for grilling or enjoy the sprawling fenced yard with a majestic Oak tree & fire pit area for cozy evenings under the stars. Or hey, just use it as an excuse to make smores! There's also an outdoor shower (fenced for privacy) so you can cool off after mowing. Conveniently located near schools and the tech center and just minutes away from shopping and dining, this home offers the perfect combination of comfort and convenience. Gulf beaches are within 30 minutes and two Spring Training Baseball stadiums also within minutes. Don't miss your chance to experience the charm of this HOME and get going on your Port Charlotte living. Schedule a showing today! Not local? Facetime showings are easy and available. Motivated seller. Pssst! WE LOVE BUYERS AGENTS!

Features

  • Rooms: 6
  • Bedrooms: 2
  • Baths: 2 full
  • Lot Size: 93 x 125
  • Laundry: Inside, Laundry Room
  • Year Built: 1984
  • Garage: 2-car Garage Door Opener
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,436
  • Acreage: 0.38
  • Lot Size: 93 x 125
  • Est. Taxes: $2,233
  • Lot Desc: In County, Irregular Lot, Level, Oversized Lot
  • Elem. School: Meadow Park Elementary
  • Middle School: Murdock Middle
  • High School: Port Charlotte High
  • Pet Policy: Cats OK, Dogs OK
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: C7493533
  • Days on Market: 103 days
  • Website: https://www.raveis.com
    /prop/C7493533/936phyllisterrace_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 9/23/2024 11:17:10 PM)
Listing courtesy of ALLISON JAMES ESTATES & HOMES   Phone: 941-500-4922

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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936 Phyllis TERRACE, Port Charlotte, FL, 33948

$265,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $212,000 $212,000 $212,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.125% 4.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.398% 6.273% 5.248%
Monthly Tax Payment $186 $186 $186
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,288 $1,288 $1,675
Total Monthly Payment $1,549 $1,549 $1,936

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.