OPPORTUNITY KNOCKS AT THE DOOR OF YOUR NEW HOME IN THE IDEAL NEIGHBORHOOD OF ORONOQUE, PERCHED HIGH ABOVE THE SCENIC HOUSATONIC SHORELINE. ORONOQUE IS ONE OF THE MOST PRESTIGIOUS AND DESIRABLE AREAS IN STRATFORD, FAIRFIELD COUNTY. LUXURIOUS, TREE-LINED STREETS AND SPACIOUS LOTS OFFER THE UTMOST PRIVACY, CREATING THE PERFECT SETTING TO RESIDE. BOASTING NEARLY ONE ACRE OF SPRAWLING GRASSY FRONT AND BACK YARDS, NESTLED ADJACENT TO THE 15TH GREEN OF THE BLACK HAWK COUNTRY CLUB IN ORONOQUE VILLAGE. IT'S A TRUE OASIS, SURROUNDED BY BEAUTIFUL MATURE LANDSCAPING AND TREES. A WELCOMING SPACE WITH WHITE WOOD PANELING AND A TILED FLOOR AND LARGE PANED WINDOW WITH A LEDGE WHEN ENTER THROUGH THE FRONT DOOR. THE STAIRS LEAD TO THE FIRST FLOOR, WHERE YOU'LL FIND A LIVING ROOM AND DINING AREA WITH OAK FLOORS AND A LARGE, BRIGHT BAY WINDOW. CONTINUE INTO THE EAT-IN KITCHEN FEATURING A TILE FLOOR, AMPLE CABINETS, A CEILING FAN, AND GRANITE COUNTERTOPS INCLUDED IS A HALF BATH WITH A TILED FLOOR, A DINING AREA, AND A "GRAND"FAMILY ROOM WITH FRENCH DOORS OPENING TO AN OUTSTANDING PICTURESQUE SUNROOM SOLARIUM. THIS BRIGHT SPACE FEATURES AN ARCHED CEILING, EXPANSIVE PELLA WINDOWS, FOUR SKYLIGHTS, A CEILING FAN, A TILE FLOOR, AND INCREDIBLE VIEWS TO BEAUTIFUL GARDENS. A FINISHED LOWER LEVEL OFFERS A LIBRARY/OFFICE, A SECOND OFFICE WITH BUILTINS AND HALF BATH, AND A SEPARATE ENTRANCE TO THE GARAGE. THE HOME HAS HEAT AND CENTRAL AIR, DIVIDED INTO FIVE ZONES, AND ADDITIONAL STORAGE. THIS BEAUTIFUL HOME WAS LOVELING APPOINTED AND MAINTAINED BY ITS ORIGINAL OWNERS OFFERS THOUGHTFUL DESIGN FOR COMFORT AND FUNCTION. MOVE IN READY OR ADD SOME OF YOUR OWN TOUCHES. CONVENIENT TO SCHOOLS, PARKS, STRATFORD GREEN SHOPPING, RESTAURANTS, PUBS, AND ONE OF THE AREA'S BEST BAKERIES. EASY ACCESS TO ROUTE 15 AND , ROUTE 8 AND ROUTE 95.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Dining Room | French Doors,Hardwood Floor | Main |
Family Room | Bay/Bow Window,Book Shelves,Built-Ins,Ceiling Fan,Fireplace,Hardwood Floor | Main |
Kitchen | Ceiling Fan,Granite Counters,Dining Area,Eating Space,Pantry,Tile Floor | Main |
Living Room | Bay/Bow Window,Built-Ins,Ceiling Fan,Gas Log Fireplace,Hardwood Floor | Main |
Office | Book Shelves,Built-Ins,Half Bath | Lower |
Office | Book Shelves,Wall/Wall Carpet | Lower |
Primary Bedroom | Full Bath,Tub w/Shower,Walk-In Closet,Hardwood Floor | Main |
Sun Room | Skylight,Balcony/Deck,Built-Ins,Ceiling Fan,French Doors,Tile Floor | Main |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $511,200 | $511,200 | $511,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $931 | $931 | $931 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,487 | $3,398 | $4,383 |
Total Monthly Payment | $4,509 | $4,420 | $5,405 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.