Nestled on a quiet side street in the highly desirable Jefferson Heights area of Catskill, this lovely ranch offers the perfect retreat on a sprawling 1-acre parcel. An almost unheard-of piece of acreage in the area that can be sub-divided into an additional lot to build on or sell, adding incredible value! Featuring 5 Bedrooms and 2 Baths, this home has the space desired for the entire family. Tons of natural light and an inviting open floorplan throughout creating great flow and comfort. Freshly renovated beautiful country kitchen with breakfast bar and Stainless-Steel appliances and newly renovated bathrooms with room for an additional 3rd bath are a huge plus. You'll find even more space with the Large 4 Car Garage and Sunroom Plenty of room and storage for all your outdoor equipment and workshop! A super spacious backyard for entertaining or building that pool you've always dreamt of. Ideally located, being only minutes to Main Street Catskill and the Hudson River Waterfront. Just minutes to the NYS Thruway and 15 minutes to the Hudson Amtrak Station.
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Our Executive Mortgage Banker:
Our Insurance Division:
$575,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $460,000 | $460,000 | $460,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.490% | 5.490% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.654% | 5.752% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,908 | $2,904 | $3,756 |
Total Monthly Payment | $3,000 | $2,996 | $3,848 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.