Welcome to your idyllic lakeside retreat on the tranquil shores of South Twin Lake. Recently renovated, this home seamlessly combines modern updates with timeless charm. Upon entering, original parquet floors lead you into a light-filled space with soaring ceilings and panoramic lake views from abundant windows. The first floor features a convenient half bath and a wrap-around wooden deck, perfect for entertaining. Relax in the spacious living room by the fireplace, or indulge your culinary passions in the fully equipped kitchen with stainless steel appliances and a tray ceiling. Each bedroom offers a private sanctuary overlooking the shimmering lake. The master suite boasts tray ceilings, crown molding, and a private deck. Upstairs, discover a loft, two bedrooms with a shared bath, and a versatile bonus room. The finished basement offers a self-contained living space with a bedroom, full bath, and kitchen—ideal for guests or rental income. Outside, enjoy the screened-in pool, fire pit, and lush yard. The three-car garage provides ample storage, and recent updates include a new roof and serviced septic system. Nestled in a peaceful neighborhood yet close to amenities, this half-acre oasis is a rare gem. Don't miss the chance to make this lakefront haven your own—schedule a viewing today and start your next chapter in paradise!
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Our Executive Mortgage Banker:
Our Insurance Division:
$583,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $466,400 | $466,400 | $466,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $542 | $542 | $542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,103 | $3,100 | $3,999 |
Total Monthly Payment | $3,737 | $3,734 | $4,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.