Discover this delightful old-world farmhouse, situated on a spacious 1/2-acre lot complete with a gunite pool and detached 3. 5-car garage. Built in 1910, this home exudes character and charm, starting with a welcoming vestibule foyer that opens into a spacious living room featuring a wood-burning fireplace. In 2000, the home was thoughtfully expanded to include a modern eat-in kitchen with a breakfast nook, a convenient laundry room, and a full bath. The kitchen is equipped with all essential appliances: stove, oven, microwave, dishwasher, and refrigerator, plus a dream walk-in pantry. The laundry room and full bath, featuring a walk-in shower, are perfectly positioned for easy access from the back deck and pool area. The first floor also offers a formal dining room and a sunroom, with direct access to the back deck. Upstairs, you'll find three comfortable bedrooms and a full bath with a shower/tub combination. The home is built on a crawl space that houses the mechanical systems and an above-ground oil tank. Enjoy the prime location with close proximity to Westhampton Beach Village and beautiful beaches, all while benefiting from low annual taxes of approximately $7, 000 and the peace of mind of not being in a flood zone. Don't miss the chance to make this charming farmhouse yours.
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,050,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $840,000 | $840,000 | $840,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.000% | 5.875% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.963% | 5.983% | 5.805% |
Monthly Tax Payment | $616 | $616 | $616 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,509 | $4,969 | $6,919 |
Total Monthly Payment | $5,250 | $5,710 | $7,660 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.