This seller is giving a BUYER CREDIT of $ 5, 000. 00 for cosmetic updates or closing costs…. This home has BEAUTIFUL OUTDOOR LIVING SPACE and A HEATED SALTWATER POOL with an OUTDOOR SUMMER KITCHEN in Spring Arbor ~ YOU CANT GET ANY CLOSER TO THE VILLAGES THAN THIS!! QUIET Neighborhood ON A NICE SIZE CORNER LOT, OVER 2000 square FT of LIVING SPACE, this BLOCK and stucco Pool Home with A NEW ROOF and NEW AC and GAS FURNACE in 2022 can be yours, so Close to EVERYTHING!! SHOPS, RESTAURANTS, THE VILLAGES SQUARES with FREE nightly entertainment all at your fingertips ……adorns 10 foot ceilings SO LIGHT AND BRIGHT with an OPEN FLOOR plan …(NO CARPETING) as you enter through the beautiful entryway you will be led into the formal dining room and HUGE living room with luxury plank waterproof flooring that features an OPEN KITCHEN with BREAKFAST AREA, BARTOP SEATING and STAINLESS STEEL APPLIANCES NEW dishwasher and microwave, and an indoor laundry room with a desk/office… The MASTER bedroom has a HUGE WALK-IN CLOSET and the MASTER BATH features DOUBLE SINKS a SOAKER TUB and A PRIVATE toilet ……the two guest bedrooms are nicely sized and split from the master… the BEAUTIFUL GAS HEATED SALTWATER POOL features a GAS HEATED Jacuzzi and a OUTDOOR SUMMER KITCHEN with built in SINK, REFRIGERATOR, GRILL with a GAS LINE and VENT HOOD and FEATURES A HUGE SCREEN ENCLOSURE FOR COMFORT and ENTERTAINING ~. The pool was just RESURFACED in 2022, and the DECK REPAINTED 2024, new ADT alarm system a new camera doorbell with security cameras, water softener… NEW GAS POOL HEATER AND GAS JACUZZI HEATER 2022 …. new light fixtures and light post also in 2022… close to shopping, medical, the best restaurants, and the most popular of all LAKE SUMTER LANDING. And 5 Minutes from THE VILLAGES CHARTER SCHOOL. THIS IS THE PERFECT HOME JUST WAITING TO BE YOURS!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $349,600 | $349,600 | $349,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $366 | $366 | $366 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,326 | $2,324 | $2,998 |
Total Monthly Payment | $2,767 | $2,765 | $3,439 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.