|
1098 Hathaway Point Road, St. Albans Town, VT, 05478 | $389,000
Come enjoy Lake Champlain from your own little oasis. This 2 bedroom 840 square foot, south/southeast facing camp is perfect for enjoying the summer on the lake. It's on owned land and has had many upgrades throughout the years. Most notable is the standing seam roof that is on the camp and also on an additional shed. During their ownership the sellers have resided the camp including a 1. 5" styrofoam insulation board, added gutters, added insulation to the lake facing wall, cellulose insulation in the attic, put in all new windows and replaced the sliding glass entry door. Inside they have upgraded most of the flooring, put in place darkening shades along the lakeside windows and the sliding door to help keep the camp cool, installed a butcher block counter top, freshly painted the two bedrooms and installed a mini split to extend the summer season and cool you down when needed. There is a lot of added potential with this camp. The attic space has a high ceiling and may be an area for extra living space with the right vision. The outbuilding is very well built and could easily be turned into a fabulous entertainment space, she shed, man cave or the perfect spot for the kids and grandkids. All great ideas to entertain your family and friends while enjoying the summer on Lake Champlain. If you are looking for a place to recharge and enjoy lake life, schedule a showing today!
Features
- Rooms: 5
- Bedrooms: 2
- Baths: 1 three-quarter
- Style: Cottage/Camp
- Year Built: 1950
- Heating: Mini Split
- Cooling: Mini Split
- Approx Sq. Feet: 840
- Acreage: 0.24
- Est. Taxes: $2,974
- Lot Desc: Beach Access,Lake Access,Lake Frontage,Lake View,Level,Mountain View,Waterfront
- Water Front: Yes
- Elem. School: St. Albans Town Educ. Center
- Middle School: St Albans Town Education Cntr
- High School: Bellows Free Academy
- School District: Maple Run USD
- MLS#: 4998618
- Website: https://www.raveis.com
/prop/4998618/1098hathawaypointroad_stalbanstown_vt?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 9/21/2024Listing courtesy of CENTURY 21 MRC Phone: 802-782-8662
Listing Agent: Scott Gates
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 793093
203.415.2989
Brian.Skelly@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
1098 Hathaway Point Road, St. Albans Town, VT, 05478
$389,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Brian Skelly
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.415.2989
Brian.Skelly@raveis.com
NMLS Mortgage Loan Originator ID 793093
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
| Monthly Tax Payment | $248 | $248 | $248 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,891 | $1,891 | $2,459 |
| Total Monthly Payment | $2,214 | $2,214 | $2,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484