4328 Iris STREET N, Lakeland, FL, 33813 | $395,000

Under contract-accepting backup offers. Back Available due to buyer unable to close. . . . . . Discover the charm and elegance of this beautifully transformed residence, originally built and owned by the founding family of Fallin Crest. Nestled on an oversized lot, this home showcases meticulous landscaping that captures your attention from the moment you arrive.

Step into the fenced rear yard, a tranquil oasis featuring an in-ground swimming pool. This serene space provides the perfect environment for relaxation and leisure with no neighbors in the rear.

Designed with accessibility in mind, the home's exterior entry front door and garage are equipped with ADA wheelchair ramps. Inside, the primary bathroom is fully ADA-compliant, featuring a spacious wheelchair-accessible shower, vanity, and sink. The kitchen also meets ADA standards and has been completely renovated with new cabinets, countertops, sink, and appliances, complemented by wood flooring throughout.

The home boasts an open floor plan with a beautiful brick wood-burning fireplace, perfect for holiday decorating and cozy moments during cooler months. The custom kitchen cabinetry offers ample storage and modern functionality. Recent updates include a resurfaced pool and driveway (2022), a new pool pump (2021), a new garage door motor (2018), and a new septic system and drain field (May 2020). Plantation shutters were installed on all front-facing windows in 2020, and new windows were added throughout the home in 2022.

The yard received a major facelift in 2020, featuring new landscaping, concrete curbing, a privacy fence, and an irrigation system.

This home is ready to welcome a new family to create lasting memories.

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Inside, Laundry Room
  • Year Built: 1987
  • Garage: 2-car
  • Heating: Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 1,556
  • Acreage: 0.34
  • Est. Taxes: $2,839
  • Pool: Gunite, In Ground
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: B4901585
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/B4901585/4328irisstreetn_lakeland_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/20/2024 1:26:47 AM)
Listing courtesy of CRAIG BURKE REAL ESTATE GROUP, LLC   Phone: 863-899-5010

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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4328 Iris STREET N, Lakeland, FL, 33813

$395,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $316,000 $316,000 $316,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.875% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.425% 7.146% 6.276%
Monthly Tax Payment $237 $237 $237
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,076 $2,100 $2,665
Total Monthly Payment $2,388 $2,412 $2,977

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.