HUGE, furnished 2 Bedroom, 2 Bath, Unit 414, at the highly sought after waterfront community of Golden Shores Condominiums in Indian Shores! This unit is tastefully updated with high-quality porcelain tile floors, warm colors and a classy modern decor. Unit 414 comes completely furnished and ready for your enjoyment. Relax and enjoy the daily sunrise from this END Unit's large balcony overlooking the intercoastal waterway! Just skip across the street and there is public access to the world class beaches of the Gulf of Mexico. After a day at the beach, stroll back to your resort lifestyle and enjoy the waterfront heated pool and hot tub at Golden Shores. If you are a boater, you have free access to one of 20 association owned boat slips, available to all residents, on a first come first serve basis. You can leave your boat docked there all year if you desire. . . . . for free! The floral grounds are meticulously and professionally maintained. Other amenities include a fishing pier, meeting and recreation room, secured entry, 2 elevators, grills and picnic tables on the water, pet friendly, excellent On-Site Property Manager, shaded parking spot under building, storge on the same floor as the unit. There is a friendly vibe at Golden Shores. A mix of full-time owners and 2nd-home owners, who are welcome to rent out their unit and make some nice rental income! This is a very desirable place for "snow birders" looking to rent for the winter months. A well-run HOA has this complex in great shape today and for years to come. Fully funded reserves, and proactive management philosophy, has allowed Golden Shore to continue to be one of the most desirable communities in Indian Shores. Luxury beach living in close proximity to restaurants, convenience stores, pubs, shopping, airports, hospitals and entertainment. It's all ready for you, just move in and RELAX!
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Our Executive Mortgage Banker:
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$595,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $476,000 | $476,000 | $476,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $537 | $537 | $537 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,892 | $2,892 | $3,762 |
Total Monthly Payment | $3,521 | $3,521 | $4,391 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.