Higher Elevation Matters - This house heated space did not get flooded, pool was fine. Beautiful waterfront home with pool and floating dock is Nested in the most desirable Gulf Harbors Community on the South Chanel. Located towards the end of the peninsula. . . Only mins out to the Gulf of Mexico. Deep water canal, sailboat access. 80 ft of waterfront. Priced to sell. . . Note: This is a High Elevation home- which makes it desirable, especially in Flood Zones. This may save you a bunch on insurance. Only a few steps leading up to the house from the garage, An Electric Chair lift has been installed to the staircase - used when needed. Windows & Sliding Doors newer, New Lania Flat Cover Roof with additional updates & Ramp to floating dock has been replaced. New Luxury Vinyl Flooring in Living Room, Dining Room. New Carpets in Bedrooms. Beautiful sliding doors located in the master suite, living room, kitchen, and 3rd bedroom - leading out to the Patio with pool & wet bar. High vaulted ceiling in Living Room creating a bright open space. Beautiful kitchen with granite counters, updated bathrooms as well. Spacious master bedroom with double pocket doors leading to ensuite bath. Cozy Fireplace used during a few of our cold months. Outside generator hookup already installed, just ready to plug in a generator, this will run most everything but the AC. Easy Bike ride to Gulf Harbors Private Beach - Cabanas, Grills, Bathrooms, Benches, tables, fun for everyone. $200 yearly Optional membership. Community Civic Center Events such as live music, gatherings, Harbor Market with different vendors and more. Historic Downtown New Port Richey, Once known for the silent movie industry. So many fun places by boat or car. Tarpon Springs is known for fun events such as wine walk, Christmas tree lighting, Christmas Boat parades. Every certain Friday of the month- Dunedin, Safety Harbor, & Tarpon close down the streets for music events. Ybor City known for Cigars. Tampa's history is very interesting as well. 50 mins from Tampa Airport, 50 mins from Clearwater Beach. Disney about 1 hr. and 40 mins. Please preview all pictures for additional details. AC is working. If Buyer adds the AC it will Come with a 10Yr warranty. If Seller replaces the AC - Warranty transfers from Seller to buyers will be a 5 yr warranty.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $616,000 | $616,000 | $616,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $979 | $979 | $979 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,098 | $4,094 | $5,282 |
Total Monthly Payment | $5,169 | $5,165 | $6,353 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.