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Welcome 175 Waters Edge! Located in the most sought-after neighborhood in Valley Cottage. This stunning expanded splanch style home features 4 bedrooms, 2. 5 bathrooms, providing ample space for everyone. Situated on a corner lot spanning . 56 acres of flat property. As you step inside, you're greeted by the 10-foot ceilings that accentuate the spaciousness of the whole house. Imagine relaxing on the charming front patio or enjoying the tranquility of the screened-in porch, both perfect for morning coffees or evening sunsets. This home possesses many desirable features, including generously sized bedrooms, whole house generator for peace of mind, large bright windows that fill the rooms with natural light, & a cozy gas fireplace, ideal for chilly evenings. Entertain w/ ease in the large eat-in kitchen enhanced w/ luxurious Quartz countertops, complemented by a formal dining room (approx. 280 sq ft. ) for more elaborate gatherings. The family room is an inviting space where loved ones gather for relaxation and quality time together. The living room (approx. 425 sq ft. ) is a welcoming area perfect for entertaining guests or unwinding after a long day. The full basement is approx. 1, 172 sq ft. and is 2 separate entities. The finished section adds a whole new dimension to this home, providing additional space for a home office, recreation, or relaxation. The unfinished portion provides laundry & storage, but also offers a blank canvas, ready for your personal touch and customization. The 2-car garage ensures plenty of parking and more storage options. Step outside to the deck overlooking the professionally manicured property, perfect for outdoor activities and gatherings. An underground sprinkler system ensures maintaining the pristine landscaping is a breeze. Don't miss your opportunity to make this home your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.875% | 6.500% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.335% | 6.612% | 6.433% |
Monthly Tax Payment | $1,556 | $1,556 | $1,556 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,141 | $4,424 | $6,002 |
Total Monthly Payment | $5,789 | $6,072 | $7,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.