634 Edgewater DRIVE, #644, Dunedin, FL, 34698 | $1,045,000

One or more photo(s) has been virtually staged. Welcome to this luxurious waterfront condo, a true gem offering breathtaking sunset views from your private balcony. Step inside to find a meticulously maintained home with elegant, classic updates featuring polished marble title floors and ornate crown molding throughout. Every detail has been considered, from the newly painted interior to the PGT hurricane impact-rated windows installed in 2022. With an HVAC system updated in 2020 and modern kitchen and bathroom renovations, this home is ready for you to move right in.
The spacious two-bedroom layout offers sweeping views of St. Josephs Sound and Clearwater Beach. Both bedrooms are generously sized, providing ample closet space and serene water views that will make every morning feel like a dream. The open living and dining areas create an ideal setting for entertaining or simply relaxing, surrounded by panoramic gulf views. Additionally, there's a dining room off of the living room, which overlooks the water and can be easily converted back into a bedroom offering flexibility for your needs.
This exclusive property is part of Dunedin's highly sought-after 55+ community, renowned for its extensive amenities. Enjoy a geothermal heated pool, a cookout area with gas grills, and storage options, including an oversized bicycle garage and kayak storage with water access. Take advantage of two private fishing piers perfect for sunset strolls and evening wine sips, or gather with friends in the waterfront clubhouse, complete with a reception hall that hosts frequent social events. The fitness center is equipped with the latest machines, and the recreation room offers ping-pong, pool, poker tables and darts, with a robust schedule of resident-led activities including happy hours and coffee meetups.
This building has been impeccably maintained, with a recent architectural integrity milestone report and reserve study completed. Its prime location is just minutes from the heart of downtown Dunedin, placing you within walking distance of local boutiques, cafes, breweries, and more. For beach lovers, it's a short drive to world-renowned Clearwater Beach, and sports enthusiasts will appreciate the proximity to spring training stadiums for the Toronto Blue Jays and the Philadelphia Phillies. WIth easy access to Tampa Bay's cultural venues and airports, this condo offers the perfect combination of convenience , and vibrant community living.
Don't miss the opportunity to make this waterfront paradise your new home!

Features

  • Elevator: Y
  • Heating: Central, Electric
  • Cooling: Central Air
  • Levels: 1
  • Amenities: Cable TV, Clubhouse, Elevator(s), Fitness Center, Laundry, Lobby Key Required, Maintenance, Pool, Recreation Facilities
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Closet
  • Complex: EDGEWATER ARMS 4TH CONDO
  • Year Built: 1974
  • Approx Sq. Feet: 2,330
  • Est. Taxes: $10,850
  • Condo Fee: $1,361 Monthly
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
  • MLS#: U8226321
  • Days on Market: 191 days
  • Website: https://www.raveis.com
    /prop/U8226321/634edgewaterdrive_dunedin_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 11/5/2024 10:17:07 PM)
Listing courtesy of COLDWELL BANKER REALTY   Phone: 727-781-3700

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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634 Edgewater DRIVE, #644, Dunedin, FL, 34698

$1,045,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $836,000 $836,000 $836,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.625% 6.750% 6.500%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.343% 6.876% 6.725%
Monthly Tax Payment $904 $904 $904
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,353 $5,422 $7,282
Total Monthly Payment $6,382 $6,451 $8,311

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.