GORGEOUS home in gated South Lake 55+ community in Harmony! THIS HOME HAS AN ASSUMABLE $371K MORTGAGE WITH 27 YEARS REMAINING AND A 2. 9 INTEREST RATE!!!! Tiny electric bill with the 11. 3 KW solar panel array with perfect south facing panel exposure! Serene sunsets over your rear patio pond and golf view. Split floor plan home with double masters. There is an office at the front of home with beautiful French doors along with a second office off the kitchen with French doors. Open concept home with a large kitchen that features custom cabinetry, gorgeous quartz countertops with oversized quartz island, tiled backsplash, stainless steel appliances with wall oven, custom vent hood, recessed lighting and pendant lighting. The living area has recessed lighting and ceiling fan with sliders that open to back patio. Master bedroom on the right has tray ceiling and spacious walk-in closet with built-ins. Master bath has dual sinks with quartz countertops, soaker tub, walk in shower with rainfall shower head and tiled walls. Second master bedroom on the left has a cozy sitting area, a closet with built-ins along with master bathroom with quartz countertop, and tiled shower walls. Enjoy the convenience of a separate laundry room with sink and storage cabinets. The golf and dark sky community of Harmony offers walking trails, dog parks, access to Buck Lake, signature golf course, three community pools and fitness centers. You do not want to miss out on this beautiful home! OWNER MOTIVATED!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,600 | $399,600 | $399,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.483% | 6.273% | 5.268% |
Monthly Tax Payment | $852 | $852 | $852 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,428 | $2,428 | $3,158 |
Total Monthly Payment | $3,355 | $3,355 | $4,085 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.