Discover the perfect 2-family home in the heart of Pearl River! This charming property offers versatility and convenience, ideal for multi-generational living or rental income potential. The main house features three bedrooms and one bath, providing ample space for the whole family to relax and unwind. Step inside to find a warm and inviting living area, perfect for cozy evenings spent together. The well-appointed kitchen offers plenty of counter space and storage, making meal prep a breeze. Adjacent to the main house is a separate apartment with one bedroom and one bath, offering privacy and independence for guests or tenants. Whether you're looking for a space to accommodate extended family or an opportunity for rental income, this apartment is sure to fit the bill. Situated within walking distance of the train station and downtown area, this property offers unparalleled convenience. Enjoy easy access to shops, restaurants, and entertainment options, as well as effortless commuting to nearby cities. With its desirable location and flexible living spaces, this family home is truly a rare find in Pearl River. Additional Information: ParkingFeatures: 1 Car Detached, BuildingAreaSource: Other, ConstructionDescription: Vinyl Siding,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $1,224 | $1,224 | $1,224 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,794 | $2,791 | $3,542 |
Total Monthly Payment | $4,110 | $4,107 | $4,858 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.