Attention INVESTORS SHORT TERM RENTALS ALLOWED. Seller is offering a $300 home warranty plan with a strong offer! Here is a wonderful opportunity to build your portfolio! This 2 bedroom 2 bath townhouse is a great investment for SHORT TERM rental income. Just blocks from Vilano beach, nestled in the peaceful Ponte Vedra Shores West community surrounded by sweeping oaks & tucked away from the beaten path. In addition to short-term rental income, This townhouse is the perfect summer get-a-way or vacation home. This private 2 Bedroom 2 Bathroom townhome welcomes you with an open concept Living Room & Dining Room combo, fully equipped kitchen & ample storage. The ground floor provides a full bathroom & bedroom with natural light throughout, & new flooring. Upstairs provides a Unique Owner's Suite with beautiful skylights & dual closets, full bathroom, & an additional bonus room with endless possibilities such as a fantastic home office or spectacular walk-in closet. SEE ADDITIONAL REMARKS Additionally, the seller has just had the HVAC re-serviced and it is working great! The unit has also just been inspected for termites and was all clear! Enjoy a southern lifestyle under a covered rear patio overlooking a raised Garden Oasis perfect to accent your plants, flowers, land awn decor. Enjoy peaceful, quaint, and private living west of A1A. This property has been well maintained by the owner and is move-in ready! Mentionable extras include a 2 Story split floor plan townhome with vaulted ceilings, covered rear patio with a serene space for a raised garden oasis! Open concept dining room and living room combo on the 1st floor. The 2nd floor is filled with natural light beaming through the 2 skylights in the unique owner suite bedroom and a charming bonus room which gives you endless possibilities! Just a short walk to the beach and some of the outstanding restaurants nearby including Cap's On The Water, Aunt Kate's, The Reef, etc. It is a fantastic location for enjoying the Vilano Beach experiences at one's fingertip and you sure will enjoy your Florida escape! Just minutes from Historical Landmarks and Downtown Saint Augustine Florida.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $214 | $214 | $214 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,391 | $2,389 | $2,954 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.