This light-filled Gulf access raised Florida Cottage with impact doors and windows is just yards away from the Imperial River leading to Estero Bay and the Gulf of Mexico. Imagine fishing off your 66' dock, hopping into your boat or launching your kayak or paddle board from your own private concrete boat ramp. And don't forget the spectacular sunsets you will watch from your screened in wrap-around Terrace or outdoor entertaining space! Located on a quiet cul-de-sac, this 3 bedroom, 2 and a 1/2 bath home will be the perfect sanctuary for your Southwest Florida adventures. The airy living area enjoys soaring ceilings and a light-filled open layout. Spacious primary suite features outstanding water views, a generous walk-in closet and large bathroom with dual sink vanity. The lower level has a 400SF studio/workshop that is not part of the total square footage. The paved driveway and car-port underneath the property accommodates 4 cars and has clearance for RV parking. Ideally located minutes away from the beach, shopping and dining. Just bring your clothes and start enjoying all this property has to offer!
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Our Executive Mortgage Banker:
Our Insurance Division:
$1,495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.304% | 6.762% | 6.725% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,560 | $7,658 | $10,418 |
Total Monthly Payment | $8,396 | $8,494 | $11,254 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.