The Covered Wagon Cabin in Parksville, NY is the creme de la creme of upstate cabins. Set on 50+ acres this bonafide log home is everything you would expect when you envision an upstate getaway. The location is quiet, peaceful and private and a short drive to the highway for easy access. There are multiple garage and storage buildings for all the toys and atv's. The house itself is serious quality construction. The smell of cedar radiates throughout and a total of two bedrooms, full bath and open kitchen/dining/living room with wood burning stove on the main floor. The master with en suite bath in the upstairs loft PLUS a full finished basement with bunk room, game room, and full bath. There are no worries here with the back up generator, central air and the front porch overlooking the private yard and apple orchard. There is a nice stocked pond too with bass and giant catfish. This is a real dream place for the hunter or outdoor enthusiast with a house and property that can be thoroughly enjoyed by everyone.
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $679,200 | $679,200 | $679,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,079 | $1,079 | $1,079 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,856 | $4,237 | $5,686 |
Total Monthly Payment | $5,027 | $5,408 | $6,857 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.