Under contract-accepting backup offers. Discover a canvas for your "forever home" in the heart of Ocala, poised for your personal touches or a grand transformation. Nestled in a peaceful, well-kept neighborhood free from HOAs, this beautiful 4-bedroom, 2. 5-bath, pool home awaits for you to uncover its true potential. Tucked away on a quiet cul-de-sac yet enviably close to the historic charms of Downtown, excellent schools, shopping and restaurants. The spacious kitchen boasts lots of cabinets, a large pantry, 1/2 bathroom for guests and an oversized breakfast nook overlooking the park-like backyard. Cozy up or spread out in the expansive family room with a wood burning fireplace and lots of natural light. A separate dining area opens to a covered screened-in patio connecting to the pool, unifying the indoors with the outdoors. The first-floor master suite features a large sitting area that can be used as an office or converted into an additional oversized walk-in closet and an ensuite bathroom with jacuzzi tub. The second floor features its own HVAC system and hot water tank, ensuring a continuous supply of hot water and cool air. The three generously sized second floor bedrooms provide comfort and privacy plus a full bathroom for convenience. Escape to your fenced-in outdoor oasis with an oversized screened pool enclosure and just the right amount of shade for those hot summer days. Enjoy the ample storage space over the two-car garage. Updates include fresh paint, new flooring throughout (2022), first-floor HVAC (2020), first-floor hot water heater (2022), second-floor hot water heater installed in 2024, garage door (2023), dishwasher (2023), fridge (2024), disposal (2023), and roof (2014) includes preventative WDO treatment with transferable 10-year warranty. Call for your showing today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$392,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $314,000 | $314,000 | $314,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.530% |
Monthly Tax Payment | $213 | $213 | $213 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,985 | $1,908 | $2,524 |
Total Monthly Payment | $2,273 | $2,196 | $2,812 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.