5239 Admiral Point Drive, Apollo Beach, Florida. Welcome to this like-new Craftsman Style home in the Mirabay Gated Community of Admiral Pointe. This 4-bedroom, 3-bath home spans 2102 square feet and features a large screened-in patio with brick pavers and privacy curtains. This beautiful area is already pre-plumbed with gas for your outdoor kitchen or pool. With many homes affected by the devastation of Hurricane Helene, unlike many neighborhoods that faced flooding, the Mirabay Community is built at elevated heights, and all homes have remained high and dry. With its strategic design and flood-resilient location, Mirabay continues to provide peace of mind and protection, making it a standout choice for homeowners. Situated on an oversized premium lot that abuts community common area creating beautiful expansive views from every angle. Built by CalAtlantic, this is the Irving II floorplan, has been lovingly used as a summer home, making it feel brand new. The home features tile floors throughout, custom plantation shutters, an open concept floor plan, high ceilings, and energy-efficient windows. The custom gourmet kitchen boasts soft-close 42" cabinets, upgraded granite countertops, a large island, a large pantry, natural gas range with convection oven, stainless steel appliances, and a beautiful coastal tiled backsplash. The family room showcases a tray ceiling, while the large owner's suite includes a walk-in closet, ensuite bath with garden tub, separate large frameless glass-enclosed shower, water closet, and double sink granite top vanity. Additional Updates: Rest at ease with an installed home security system, in-wall pest control system, interior and exterior surround sound system, landscape lighting, off water filtration system and garage utility sink. The entire exterior of the home was recently painted. As a resident of this gated resort-style coastal community, you will feel like you are on vacation every day. With 2 heated pools and one of them just steps from your front door! Enjoy the Mirabay clubhouse with massive resort-style zero-entry pool with water features, a water slide, a heated lap pool, and a kiddie pool. Also included are tennis courts, pickleball, basketball courts, parks, a playground, an extensive gym with machines and free weights, a lounge, a café, and a fishing pier. Kayak and canoe rentals are free to community residents, with access to the Bay through the beautiful lagoon. This home is in an awesome location, approximately 45 minutes to Tampa International Airport, Downtown Tampa, St. Petersburg, Clearwater, Sarasota, and Disney. It sounds like a great place for your new home! Call today for your private showing.
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $427,120 | $427,120 | $427,120 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $823 | $823 | $823 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,806 | $2,839 | $3,602 |
Total Monthly Payment | $3,721 | $3,754 | $4,517 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.