USDA eligible property for qualified buyers with ZERO percent down! Welcome to your dream home! This brand-new 2024 construction offers the perfect blend of modern luxury and comfortable living. Nestled on a quiet street, this stunning residence features 3 bedrooms and 2 bathrooms, designed with an open floorplan that seamlessly connects the kitchen, dining, and family room areas. The gourmet kitchen boasts quartz countertops, a breakfast bar, a spacious pantry, and brand new stainless steel appliances, including a dishwasher, disposal, electric water heater, microwave, range, and refrigerator. The kitchen/family room combo is perfect for entertaining and everyday living. Step inside to find exquisite finishes and attention to detail throughout. The home features a mix of luxury vinyl, tile, and plush carpet flooring, creating a warm and inviting atmosphere. Enjoy the convenience of ceiling fans, a smart thermostat, and an in-wall pest system for added comfort and peace of mind. Vaulted ceilings enhance the sense of space, while walk-in closets offer ample storage. The elegant bathrooms also feature quartz countertops, providing a touch of sophistication. Sliding doors lead to the back patio, perfect for outdoor dining or relaxing. The exterior is beautifully landscaped with an efficient irrigation system to keep your yard looking lush year-round. Located close to picturesque lakes, parks, and major roads, this home offers both tranquility and easy access to all the amenities you need. No HOA! No Deed Restrictions! Don’t miss the chance to make this exceptional property your forever home. Schedule a tour today and experience the luxury and convenience of modern living!
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Our Executive Mortgage Banker:
Our Insurance Division:
$279,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,960 | $223,960 | $223,960 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $17 | $17 | $17 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,490 | $1,471 | $1,889 |
Total Monthly Payment | $1,582 | $1,563 | $1,981 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.