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Welcome to 1010 State St E in Oldsmar, FL, a stunning home that was built in 1982. This three-story residence offers a spacious living area of 2, 506 square feet, with 4 bathrooms and no half bathrooms. Situated on a large lot spanning 1 acre, this property provides plenty of outdoor space for relaxation and entertainment. The house is on a huge corner lot with lots of space to store all your toys (boats, BBQ pits or ATVs). The backyard is completely enclosed by a vinyl fence. There is a double gate on one side of the house to maneuver your toys in and out of the backyard. The backyard has access to a quaint little pond with lots of bass and bluegill. The house has a wraparound deck on two sides with one being covered for a great entertainment area, grilling or just sipping your coffee in the mornings. There is plenty of space to spread out and enjoy your property. The inside of the house has been completely updated with granite countertops, tile and stone shower/baths and espresso wood plank porcelain tile flooring throughout the entire home. The first floor has a great Mother-in-Law area. The AC was replaced in 2017, the roof in 2016, the hot water heater in 2024 and has a completely new septic system. The boat ramp in Oldsmar is 1 mile from the house and the private Mobbly Bayou Beach is approximately 2 miles away. Living in the centrally located golf cart community of Oldsmar is delightful with nature trails, parks, playgrounds, water views, great public schools and easy access to Tampa International Airport, gorgeous gulf beaches, the Westshore business district, shopping, dining, healthcare, coffee shops, gyms and more. Don't miss out on the opportunity to make this beautiful property your own.
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Our Executive Mortgage Banker:
Our Insurance Division:
$825,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $660,000 | $660,000 | $660,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.000% | 6.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 7.141% | 7.082% |
Monthly Tax Payment | $832 | $832 | $832 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,447 | $4,391 | $5,886 |
Total Monthly Payment | $5,371 | $5,315 | $6,810 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.