Presented byMaureen Collins |
Are you handy? This home needs work to make show well. Seller has kitchen cabinetry on site - buyer needs to install plus new flooring, sink/faucet, new countertops and dishwasher, some electrical outlets & lighting and also paint/new flooring on 2nd floor. Systems age unknown - appear to be in working condition (heat, well, hot water, etc). Well water in use with municipal sewerage; 2 oil tanks. The property consists of a spacious plot of land with almost 1. 5 acres and the house is set far back off busy street with a generous driveway, plenty of parking & 3 car garage. Lots of hdwd flooring on 1st level. Windows and siding replaced on house within the last 10 years. Propane gas (Haffners) for cooking. Buyer must be patient & flexible on closing timeframe and/or allow seller maximum rentback. Property being sold in current, existing condition with no further improvements. Buyer/BA to complete due diligence on all aspects of property. Buyer to obtain smoke/CO certificate need for closing
Type | Description | Level |
---|---|---|
Bedroom 2 | Walk-In Closet(s), Flooring - Wood | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet | Second |
Bedroom 4 | Closet, Flooring - Wall to Wall Carpet, Attic Access | Second |
Dining Room | Flooring - Wood, Window(s) - Picture, Open Floorplan | Main,First |
Kitchen | Stainless Steel Appliances, Gas Stove | First |
Living Room | Flooring - Wood, Window(s) - Picture, Open Floorplan | Main,First |
Master Bedroom | Closet, Flooring - Wood | First |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 978.314.1072
Joanne.OKeefe@raveis.com
NMLS Mortgage Loan Originator ID 38342
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,200 | $479,200 | $479,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.125% | 6.125% | 4.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.398% | 6.273% | 5.248% |
Monthly Tax Payment | $569 | $569 | $569 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,912 | $2,912 | $3,787 |
Total Monthly Payment | $3,573 | $3,573 | $4,448 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.