Wonderful two-family, converted carriage house located in the Village of Rhinebeck! Apartment 1 is a one bedroom unit with a covered porch, updated kitchen, recently renovated full bath, and laundry hookups on the first floor. The large bedroom is located on the second floor, has a cathedral ceiling lending to an open feel, great closet space, and a glass paned door leading to an oversized, newly painted deck to enjoy the sunsets or morning coffee! Apartment 2 (side porch entrance); this apartment has a new full bath (2024), areas of new flooring, a first floor bedroom and generous second floor bedroom, laundry area, a fireplace in the living room, open dining area in the large kitchen. The home has a new roof (2023). There's a large bar/garage with open storage or carports and an attached two car garage space which could be used for many creative purposes! 105 E Market St is being sold together with 107 E Market, only. They have separate tax id numbers, and each have their own listing price which added together equals the full asking price of the two properties (1. 5M total). These homes are located minutes to the village center, shopping, restaurants, entertainment, 5 minute drive to the Rhinecliff Amtrak station. Prime location, wonderful investment!
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $600,000 | $600,000 | $600,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $1,000 | $1,000 | $1,000 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,042 | $3,988 | $5,145 |
Total Monthly Payment | $5,134 | $5,080 | $6,237 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.