PRICE ENHANCEMENT!!!!! Welcome Home to this remodeled, move in ready, ground floor 2-bedroom, 1 bathroom condo minutes to Delightful downtown Dunedin. Patrician Oaks is a 55 plus community that offers a heated community swimming pool, jacuzzi, fitness equipment, library, kitchenette in the community clubhouse and shuffleboard. Enter into your condo and note the glass storm door that has the screen feature on the top panel. The kitchen has solid oak cabinets and is fully equipped with all the essentials. There is a built-in glass holder rack over the pass through to the dining area. The dining and living room combination has an open floor plan and creates a lovely entertaining atmosphere. Ceramic tile and luxury vinyl flooring throughout, NO CARPET. The living area leads to your covered, screened lanai looking out to lush landscaping and is a peaceful space to enjoy your morning cup of Joe. The master bedroom is spacious with 2 closets. The updated bathroom has newer vanity with drop-in sink and granite surface. The shower/tub combination has travertine tile. There is a linen closet as well. The second bedroom is spacious and has twin stackable beds. Square rocker electrical switches with several dimmers. HVAC NOV. 2023, Roof 2023. On site laundry facilities a few doors away. Designated covered parking space in front of your home. You will enjoy all of the downtown Dunedin activities with many festivals and 2nd Friday night. Minutes from shopping, beaches, Honeymoon and Caladesi Island State Park, golfing, marina, Pinellas Trail with over 50 miles of trails to cycle, walk or run, downtown area has great restaurants and local Breweries and so much more. Make this your cozy home and live the Florida lifestyle. Furniture and furnishings OPTIONAL.
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Our Executive Mortgage Banker:
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$190,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $152,000 | $152,000 | $152,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.412% |
Monthly Tax Payment | $206 | $206 | $206 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,037 | $1,010 | $1,293 |
Total Monthly Payment | $1,318 | $1,291 | $1,574 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.