Welcome to this beautiful and bright custom built home located on a tree lined, quiet cul-de-sac in Smithtown. This home has a professionally designed and maintained colorful landscaping which offers beautiful curb appeal. This unique home features an open floor plan with 5 bedrooms, 3 full baths and a partial unfinished basement which houses the utilities, generator connection, sprinkler system, and ample room for storage. The spacious eat in kitchen includes a large center island, stainless steel appliance, Corian countertops with vaulted ceilings which flows into the den with a wood burning fireplace. The formal dining room is conveniently adjacent to the kitchen and leads to the formal living room with gleaming cherry hardwood floors throughout. The lower level provides a separate outside private entrance, a large family room along with 2 additional bedrooms, a Full bath, laundry area, and access to the 3 car garage (right side is double deep). The large Trex deck off the kitchen allows you to enjoy the private backyard. High end details abound in this home. The backyard is a haven of relaxation, meticulously designed to provide an indulgent outdoor living experience with a heated inground pool, 20x40, with waterfall feature for the ultimate entertainment and is surrounded by mature landscaping for privacy.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,920 | $799,920 | $799,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.055% | 6.234% | 5.805% |
Monthly Tax Payment | $1,533 | $1,533 | $1,533 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,479 | $4,860 | $6,589 |
Total Monthly Payment | $6,104 | $6,485 | $8,214 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.