Welcome home to this sparkling waterfront cutie! Featuring 3 bedrooms, 2 full baths, 2 car garage, and fully fenced backyard, this home is sure to please. Located within the family-friendly neighborhood, Kings Lake, this home is great as a starter home, downsizing home, or secondary home. Featuring an open floorplan and vaulted ceilings, this home has so much to offer. The kitchen is open and spacious, outfitted with stainless steel appliances to include double-oven range, microwave, dishwasher, and refrigerator. With its waterfront view, that morning cup of coffee feels much cozier from the screened lanai. The roof is only seven years old and vinyl flooring installed 2022, no carpet at all. Solar panels installed 2023, keeping the electric bill incredibly low, no matter how much you beat off the Florida heat with the A/C. Covered front porch with decorative tile flooring is fully screened to keep the mosquitoes away. There are ceiling fans throughout the home as well as mirror tinted windows in the kitchen to keep the heat out and provide extra privacy. Other interior and exterior features include rain gutters around the whole home and beautiful landscaping. This home is in close proximity to zoned area schools, Manatee Viewing Center, and brand new Publix shopping center featuring a new Starbucks and other eateries. The neighborhood amenities include a playground and basketball court. Located near I-75, US-41, and US-301 for an easy commute to MacDill AFB, beaches, and endless shopping and dining establishments. Schedule your showing today!
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Our Executive Mortgage Banker:
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$348,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $278,400 | $278,400 | $278,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $365 | $365 | $365 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,899 | $1,850 | $2,348 |
Total Monthly Payment | $2,339 | $2,290 | $2,788 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.