First time on the market, this 3 bedroom ranch home was built with love by its original owner and remains in the same family for all these years! Nicely set back on the property, you enter to the inviting ambiance of the living room with stone fireplace and generous dining area, perfect for entertaining during the holidays. Add your special touches and updates to the spacious eat in kitchen (there's even room to build your own center isle!), then down the hall to 3 bedrooms and full bath. Hardwood floors throughout! And there's plenty of space in the unfinished walk-out basement to transform as you need! Family and recreation room? Exercise room? You can also enjoy your morning coffee on the screened front porch or dine outdoors on the backyard covered patio. A detached 2 car garage also! Located on almost 3/4 of an acre and only a few minutes from Rt. 9A , Cortlandt and Peekskill Train Stations, schools and convenience stores! Enjoy all the amenities the Town of Cortlandt and the Village of Buchanan offer with summer day camp, programs tailored for residents of all ages and minutes to the wonderful village pool ( appreciated during the hot summer months!) Sewers and municipal water! A great place to call home. . and create your own special memories.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $836 | $836 | $836 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,567 | $3,564 | $4,334 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.