WELCOME TO YOUR MARVELOUS HOME at 3811 Sailmaker Ln, Holiday, FL in the WONDERFUL 55+ community of Holiday Lake Villas Condominiums. This FIRST FLOOR UNIT has an OPEN FLOOR PLAN with 1114 heated sqft & 1278 total sqft. As you step through the front door, you will LOVE this unit with OPEN FLOOR PLAN & WATERFRONT VIEWS of the serene pond teeming with wildlife! The lovely condo consists of the following rooms: foyer with coat closet, kitchen, dining & living rooms, primary bedroom with private bathroom, secondary bedroom with guest bathroom, lanai/FL room & in-unit laundry closet. Natural SUNSHINE streams through the DOUBLE-PANE, THERMAL-TINTED, LOW-E WINDOWS with custom blinds ILLUMINATING the interior. The well-equipped kitchen comes with solid wood cabinets with knobs, Corian counters, wood tray ceiling with fan, deep double sink with overhead lighting & buffet cabinet with expansive laminate counter. The SPACIOUS dining room has an EXQUISITE Tiffany-inspired stained glass chandelier while the living room has a matching Baroque-style ceiling fan. The primary bedroom can easily accommodate king-size furniture & has TWO CLOSETS, fan & en suite bathroom. The SENSUAL private bathroom consists of a sink amid a vast counter, newer toilet, linen closet, medicine cabinet & a step-in shower. In this split bedroom plan, the second bedroom & bathroom are located on the opposite wing of the home. The guest bedroom features ample closet space & fan while the second full bathroom has a cabinet vanity with forest green cultured marble top & JETTED TUB/shower combination. Design the Florida room as a home office, gym, craft room or reading nook. The full size WASHER & DRYER are included for the LUCKY new buyer. The LIKE NEW water heater was installed 11/2023 & there is a whole home water softener! More FABULOUS details about your new home include easy breezy ceramic tile floors in the kitchen, bathrooms & lanai while TIMELESS HARDWOOD FLOORS adorn the rest of the condo (no carpet anywhere!). The multiple ceilings fans keep TROPICAL breezes circulating; thereby, saving on energy costs. This condo comes with a reserved CARPORT parking space & personal utility closet in the lanai. Low HOA fee includes amenities like pool, shuffleboard, clubhouse, private road, cable TV, internet, all exterior lawn/pest maintenance, trash, roof, sewer & water. The social club of the Holiday Lake Villas Condo Community hosts many activities such as bingo, cards, pool games, yoga, carport parties, pancake breakfast & many celebrations for the holidays at the clubhouse. Location is IDEAL near the World Famous Sponge Docks of Tarpon Springs, shopping, restaurants, medical centers, places of worship, beaches and other tourist attractions. MAKE THIS YOUR FUTURE HOME!
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $124,800 | $124,800 | $124,800 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $55 | $55 | $55 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $830 | $829 | $1,070 |
Total Monthly Payment | $960 | $959 | $1,200 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.