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ARE YOU CONCERNED ABOUT ENERGY EFFICIENCY? CHECK OUT THIS SOLAR EQUIPPED HOME! Beautiful 2018 built Tamar Model Single Family Home with 2 Bedrooms, 2 Baths, Flex Room, 2-Car Garage, & 13 Panel Solar System on a privacy lot in the Crescent Ridge 3 neighborhood of OTOW. Thanks to the builder installed 13 panel SOLAR system the average monthly electric bill is $30. Natural gas provides cooking, heating, dryer, & water heater energy! The upgrades in this wi-fi smart home enabled property includes custom window coverings throughout (plantation shutters, blackout blinds, & solar shades on the lanai), neutral color LVP flooring throughout (no thresholds), custom opaque barn door, recessed LED lighting throughout, custom pantry, freshly painted interior, 30 amp RV plug in garage, designer high performance ceiling fans, 2023 refrigerator & dishwasher, “touch” kitchen faucet, rain gutters in front, overhead garage storage & wall shelves, laundry sink, privacy top hanging garage screen, driveway expansion, custom landscaping with stacked stone wall in front and steel edging around entire home, custom 10 x 30 paver patio in back with sitting wall, BRAND NEW Sun Pro 20 ft awning w/remote & wind sensor, and much more! Step inside into the foyer and notice the Flex Room immediately with barn door. The laundry room w/upgraded cabinets and garage entrance are to the left. Step into the Open Concept Kitchen-Great Room. Notice beautiful quartz counters and tile backsplash, under cabinet lighting, 2- door custom pantry, upgraded appliances, and counter peninsula w/seating. The light and bright Great Room boasts a tray ceiling, crown molding, recessed lighting, & 66” ceiling fan. Split bedroom plan with guest bedroom to left of kitchen. Guest/hall bath with tub & tile surround, quartz vanity top, comfort height toilet, & lots of light! The primary bedroom is in the back of the home for privacy with another 66” ceiling fan and blackout blind. The massive walk-in closet has been upgraded with double rods. The en suite bath has a step/roll in upgraded tiled shower with glass enclosure, double vanity w/quartz top, comfort height toilet, and linen closet. Step through the slider to the screened lanai w/ceiling fan, and out to the private elevated back paver patio that runs the entire length of the home – perfect for entertaining! What an oasis with NO NEIGHBORS IN BACK! The 2-car garage with professional epoxy floor, laundry sink, overhead storage and drop-down attic steps provides tons of storage options. The monthly HOA fee includes DCM Basic Internet, roof repair & maintenance, exterior painting every seven years, exterior maintenance and insurance, landscaping, curbside trash & recycling, 24/7 guarded gates and all the amenities that OTOW has to offer; three pools (2 outside & 1 inside & another under construction), two state of the art fitness centers, pickleball, billiards, archery range, corn hole, bocce ball, tennis, shuffleboard, horse shoes, remote control flying field and race cars, 175+ clubs, woodworking shop (extra fee), library, and much, much more! A golf cart community with access to three shopping centers. *** THIS IS A MUST SEE PROPERTY!
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Our Executive Mortgage Banker:
Our Insurance Division:
$328,975
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,180 | $263,180 | $263,180 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $340 | $340 | $340 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,773 | $2,275 |
Total Monthly Payment | $2,188 | $2,188 | $2,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.