One or more photo(s) has been virtually staged. Seller may consider buyer concessions if made in an offer ~ Price Improvement!!NO SOLAR FINANCING!!SOLAR PANELS PAID FOR AND INCLUDED with WARRANTY that TRANSFERS TO NEW OWNER. Monthly electric bills for this home run approx $36 A MONTH!! Welcome to Rock Springs Estates and this immaculately maintained 4-bedroom, 3. 5-bath home on a spacious . 24 ACRE CORNER LOT with flex, family and bonus space alongside OPEN CONCEPT LIVING for the perfect blank canvas to create the home of your dreams! In a central location where Vick Rd meets Lester Rd for easy access to local schools, shopping, dining, Wekiwa Springs State Park and so much more. The paver driveway, stacked stone accents, covered front porch and glass inset front door add layers of charm that welcome you home. Your foyer opens up to a versatile main floor flex space - formal living, home office, study, gym - the choice is yours and the possibilities are endless! Follow the natural flow into a light and bright living area open to the kitchen with TILE FLOORS that make maintenance a breeze and sliding glass door access to the COVERED LANAI. The modern kitchen offers the home chef rich solid wood cabinetry, STAINLESS STEEL APPLIANCES, tiled backsplash, GRANITE COUNTERS, pantry for additional storage and breakfast bar seating on the ISLAND perfect for casual dining or entertaining. Before heading upstairs check out one of TWO EN-SUITE BEDROOMS, whether you utilize it as a MAIN FLOOR PRIMARY SUITE, in-law suite or guest suite, it is well appointed with a WALK-IN CLOSET and private en-suite bath. At the top of the stairs an expansive BONUS/LOFT awaits, another flexible space to accommodate your families needs. Prefer your primary bedroom upstairs? We’ve got you covered - the second floor suite also features a walk-in closet and private bath. Bedrooms three and four share a third full bath all done in the same finishes as the kitchen for a cohesive look. The lanai gives you a great vantage point to enjoy the large corner lot and OWNED SOLAR PANELS keep your energy costs low! Bishop Bay Loop is MOVE-IN READY, call today to schedule your showing and fall in love with your new HOME SWEET HOME!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $440,000 | $440,000 | $440,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.042% | 6.160% |
Monthly Tax Payment | $343 | $343 | $343 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,927 | $2,890 | $3,711 |
Total Monthly Payment | $3,362 | $3,325 | $4,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.