High and Dry with no loss of power! Welcome to 7708 Roycroft Dr. Located in Deer Ridge, within the River Ridge communities of New Port Richey. This is a one owner home and at closing you can have the original building plans. The home has 4 bedrooms, 2. 5 bathrooms and a 3-car garage. While built in 1998, the sellers have spared no expense and have undertaken numerous updates to the home including all big-ticket items giving you peace of mind as the new owner. The kitchen is spectacular, adorned with rich wood cabinets with soft close drawers and some of the lower cabinets have pull out shelving for pots and pans as well as a slide out spice rack. the countertops are granite with tiled backsplash. The hot water heater was replaced in June 2024, the roof was replaced in 2019, the A/C in 2020 and rain gutters in 2019. Most of the windows have been replaced as well in 2023. The primary bath has also been remodeled and toilets in all the bathrooms have been replaced. As you enter the home there is the living and dining room combination, the 4th bedroom/office is off to the left, which has a half bath. The primary is also off to the left and the primary bath has double sinks. garden tub and a large separate shower. At the back of the living room is a very large bonus room which could be used as a gym/yoga studio, music room, game room, etc. The kitchen looks out into the family room. Off the right of the kitchen there is the 2nd and 3rd bedrooms and the guest bathroom. The home-site is . 28 acre and the backyard features a Zen Garden in the middle offering a tranquil setting to relax and is lined with a variety of stone statues. The home is very close to schools and local shops and restaurants, Starkey Park is very close by and with the Ridge Road extension out to the Suncoast Parkway, traveling to Tampa couldn't be any easier. Don't wait too long to snap this home up. Not many homes are available for sale in this niche community and go very quickly.
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $553 | $553 | $553 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,393 | $3,036 |
Total Monthly Payment | $3,023 | $3,021 | $3,664 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.